by Steve | Jan 5, 2018 | Debt, Personal Finance, Saving
The New Year is upon us. And that means party poppers, champagne and Auld Lang Syne. It also means committing yourself to a hundred and one New Year resolutions – from kicking the credit card habit to saving for a new car. But if you really want to succeed at keeping...
by Steve | Oct 27, 2017 | Credit Cards, Debt, Personal Finance, Saving
Making our money work for us can be tricky, right? And even while we do our best – getting the right savings account, and not immediately flashing the card and buying that jacket we’ve had our eye on for ages – sometimes we don’t make it easy on ourselves....
by Steve | Jul 14, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance
Lenders have been warned by the banking sector’s watchdog to stay vigilant after highlighting the possibilities of another credit crunch. The Bank of England’s Prudential Regulation Authority (PRA) reviewed the stability of all forms of consumer credit,...
by Steve | Jun 21, 2017 | Credit Cards, Debt, Personal Finance, Saving
We all know we could make our money go further – or, at least, have some of that pay cheque left by the time the next one rolls around. And yet, no matter how hard we budget, we often still struggle with our finances. In the end, we end up paying the price for being...
by Steve | Jun 8, 2017 | Debt, Personal Finance
Your credit rating is an overview of your financial history, commonly used to help prospective lenders decide whether or not to offer you credit. From getting a phone contact to getting a mortgage, a lot can be affected by your credit score. This means keeping it...
by Steve | May 3, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance, Property
Consumer lending is slowing down, from a 10-year-high of 7.2% last October to 6.1% this March. That’s the verdict from the British Bankers Association (BBA). March’s lending figure is also down compared to February’s 6.5%, with those seeking credit cards...