by Steve | Jun 8, 2017 | Debt, Personal Finance
Your credit rating is an overview of your financial history, commonly used to help prospective lenders decide whether or not to offer you credit. From getting a phone contact to getting a mortgage, a lot can be affected by your credit score. This means keeping it...
by Steve | May 3, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance, Property
Consumer lending is slowing down, from a 10-year-high of 7.2% last October to 6.1% this March. That’s the verdict from the British Bankers Association (BBA). March’s lending figure is also down compared to February’s 6.5%, with those seeking credit cards...
by Steve | Feb 28, 2017 | Credit Cards, Debt, Mortgages, Personal Finance
How good is your credit rating? That’s an individual score given to you to help lenders understand whether they should lend to you, and if so, it helps determine the amount they’ll give you.Your entire credit rating is founded on – unsurprisingly – your...
by Susan | Nov 11, 2016 | Debt, Personal Finance
Many people are falling victim to a new form of debt called “zombie debt”. The nature of zombie debt varies from case to case, but it generally means that a debt collector has bought a long forgotten debt from many years ago and is attempting to collect....