by Steve | Feb 6, 2019 | Mortgages, News, Personal Finance
Getting a mortgage can often reduce monthly outgoings significantly when compared with paying monthly rent on a similar property. And unlike rent, the money you’re paying is actually helping you to acquire a valuable asset. It’s no wonder that climbing the...
by Steve | Sep 7, 2018 | Debt, Loans, News, Personal Finance
Short term loans: a dangerous financial product that prays on those in financial difficulty, or a useful tool for getting out of an unexpected financial scrape? You’ll probably have your own opinion on whether this type of financial product is ethical, but...
by Steve | Jul 6, 2018 | News, Personal Finance
The ATM market is changing, and it risks leaving millions of cash point users without ready access to cash. The change is all down to Link, who runs the cash point network, which is cutting per-transaction ATM fees to cash point operators: in other words, the Link is...
by Steve | Jun 22, 2018 | Fintech, News, Personal Finance, Tools & Apps
Fresh off the back of last week’s My Money Week – a week-long event that saw schoolchildren learn about personal finance – there have been renewed calls to teach kids about cryptocurrency Bitcoin. American universities are already ahead of the game: the...
by Steve | Jun 8, 2018 | Credit Cards, News, Personal Finance
Whether you pay by chip and pin or through contactless payments on your mobile phone, the chances are that most of your transactions are made without physical cash ever being present. While this is excellent for convenience, it does mean that people leave themselves...
by Steve | Apr 20, 2018 | News, Pensions, Personal Finance
Prepare yourselves for a slightly lighter pay packet this month: Your workplace pension contributions are increasing. With the start of the new tax year on 6th April 2018, your contributions will more than double from 1% to 3%. That rise is expected to affect millions...