by Steve | Aug 4, 2017 | Fintech, Personal Finance
Last week, Visa announced its desire to free the UK from the scourge of real, actual cash. It has already piloted a scheme in the US that incentivises business that accept card-only transactions, and while it has no firm plans to introduce it here, the company keen to...
by Steve | Jul 27, 2017 | News, Pensions, Personal Finance, Saving
The Government has confirmed that they intend to increase the age of retirement, from 67 to 68, at a faster pace than previously thought. Originally, the intention was to increase the upper age limit by 2044; now David Gauke, the Work and Pensions Secretary has said...
by Steve | Jul 21, 2017 | Credit Cards, Personal Finance
Are we about to see the start of a serious attempt to turn Britain cashless? If Visa gets its way, the answer is yes. After piloting a scheme over in the US that incentivises businesses to go cashless, the financial services company are keen to bring it to UK shores....
by Steve | Jul 14, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance
Lenders have been warned by the banking sector’s watchdog to stay vigilant after highlighting the possibilities of another credit crunch. The Bank of England’s Prudential Regulation Authority (PRA) reviewed the stability of all forms of consumer credit,...
by Steve | Jun 30, 2017 | News, Personal Finance
It’s a financial paradox, isn’t it? We know we’re all spending less cash. Payments are going on card, transferred through PayPal – not to mention the fact that, with UK household budgets feeling the pinched, we’re not spending as much on luxury...