by Steve | Apr 5, 2017 | News, Personal Finance
The Government’s National Living Wage increased on April 1st, which means you could be in line for a pay rise – technically, at least. As laid out by Chancellor Philip Hammond during his recent budget, on Saturday, the minimum wage rose by 30p, from £7.20 to £7.50....
by Steve | Mar 28, 2017 | Pensions, Personal Finance, Saving
The government’s incentive for savers, a lifetime ISA, launches in April – but industry figures are far from impressed. Announced by George Osborne back in 2016, the lifetime ISA is designed as a tax-free savings account for the under-40s. But just months after...
by Steve | Mar 8, 2017 | News, Personal Finance, Saving
You might’ve missed it, eclipsed by the uproar over national insurance contribution hikes for the self-employed, but Philip Hammond’s Budget 2017 did offer some help for savers who are feeling the pinch. This is all down to the new market-leading bond...
by Steve | Feb 28, 2017 | Credit Cards, Debt, Mortgages, Personal Finance
How good is your credit rating? That’s an individual score given to you to help lenders understand whether they should lend to you, and if so, it helps determine the amount they’ll give you.Your entire credit rating is founded on – unsurprisingly – your...
by Steve | Feb 23, 2017 | Personal Finance
Think of UK banking and you are likely think of Lloyds, Barclays, HSBC and the Royal Bank of Scotland: these are commonly referred to as the ‘big four’, and they’re the banks with branches up and down the country’s high streets. However,...
by Steve | Feb 20, 2017 | News, Pensions, Personal Finance
Research published this week by the Resolution Foundation for the Intergenerational Commission shows that pensioners now earn more than those in working households – revealing a dramatic reversal of the situation 16 years prior. A study from the Resolution Foundation...