by Steve | Apr 19, 2017 | Personal Finance
Consumer spending on ‘non-essential’ purchases are falling, according to a report by the British Retail Consortium (BRC).It was just a matter of time, of course, before consumers – already concerned about the economy, and the state of their personal...
by Steve | Apr 12, 2017 | Loans, News, Personal Finance, Saving
Look out, savers, there’s a new type of ISA in town – and it’s offering an attractive 8.7% interest rate on your savings. But before you rush out to sign up, it’s worth knowing what this new ISA is, and why that generous interest rate might not be...
by Steve | Apr 5, 2017 | News, Personal Finance
The Government’s National Living Wage increased on April 1st, which means you could be in line for a pay rise – technically, at least. As laid out by Chancellor Philip Hammond during his recent budget, on Saturday, the minimum wage rose by 30p, from £7.20 to £7.50....
by Steve | Mar 28, 2017 | Pensions, Personal Finance, Saving
The government’s incentive for savers, a lifetime ISA, launches in April – but industry figures are far from impressed. Announced by George Osborne back in 2016, the lifetime ISA is designed as a tax-free savings account for the under-40s. But just months after...
by Steve | Mar 8, 2017 | News, Personal Finance, Saving
You might’ve missed it, eclipsed by the uproar over national insurance contribution hikes for the self-employed, but Philip Hammond’s Budget 2017 did offer some help for savers who are feeling the pinch. This is all down to the new market-leading bond...
by Steve | Feb 28, 2017 | Credit Cards, Debt, Mortgages, Personal Finance
How good is your credit rating? That’s an individual score given to you to help lenders understand whether they should lend to you, and if so, it helps determine the amount they’ll give you.Your entire credit rating is founded on – unsurprisingly – your...
