by Steve | Jul 21, 2017 | Credit Cards, Personal Finance
Are we about to see the start of a serious attempt to turn Britain cashless? If Visa gets its way, the answer is yes. After piloting a scheme over in the US that incentivises businesses to go cashless, the financial services company are keen to bring it to UK shores....
by Steve | Jul 14, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance
Lenders have been warned by the banking sector’s watchdog to stay vigilant after highlighting the possibilities of another credit crunch. The Bank of England’s Prudential Regulation Authority (PRA) reviewed the stability of all forms of consumer credit,...
by Steve | Jun 21, 2017 | Credit Cards, Debt, Personal Finance, Saving
We all know we could make our money go further – or, at least, have some of that pay cheque left by the time the next one rolls around. And yet, no matter how hard we budget, we often still struggle with our finances. In the end, we end up paying the price for being...
by Steve | May 3, 2017 | Credit Cards, Debt, Loans, Mortgages, News, Personal Finance, Property
Consumer lending is slowing down, from a 10-year-high of 7.2% last October to 6.1% this March. That’s the verdict from the British Bankers Association (BBA). March’s lending figure is also down compared to February’s 6.5%, with those seeking credit cards...
by Steve | Feb 28, 2017 | Credit Cards, Debt, Mortgages, Personal Finance
How good is your credit rating? That’s an individual score given to you to help lenders understand whether they should lend to you, and if so, it helps determine the amount they’ll give you.Your entire credit rating is founded on – unsurprisingly – your...